BeIQ Blog

The 11th President of the USA

Did you know, that between the years 1845 and 1849, James Knox Polk served as the 11th President of the United States? It’s true, and has was quite the President by all accounts. However, as it turns out, ask over 200 people this question at a conference, and only three people have even heard of […]

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When things go wrong, as they sometimes will…

Over the last few days there has been a deluge of news around the suspension of Neil Woodford’s UK Equity Income fund. In fact, at one point, on Monday, the name “Neil Woodford” was the number one trend on Twitter in the UK. Out of everything that has happened over the last 48 hours, the […]

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£236 million.The cost of ignoring financial literacy and behaviours

Let me start by stating for the record, that I am supporter of principles-based regulation. It would be in no-ones interest, and a terrible development, if the regulator took a much firmer stance and in doing so, became more draconian in the way in which it oversees financial regulation. However, the problem with operating in […]

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Is financial education the silver bullet?

Over the past few years, it’s been difficult to avoid the many discussions, forums, and conferences focussing on the role of financial education in getting people on the path to a better financial future. In fact, so is the belief that it is the key to financial success, that some call for the financial education […]

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A decision Demogorgon? It’s the Strangest Thing!

Last Friday at 8pm, my wife and I sat down and watched the final, nail-biting episode of Stranger Things series 2 on Netflix. As with the first series, I was instantly hooked. Addicted, some might say; and according to viewing statistics from insight agency Nielsen, I’m not alone. The whole series was released on Netflix […]

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Our future selves, and a flux capacitor

A few weeks ago, I was asked to speak at a financial services conference in London. I was asked to speak about ‘consumer engagement’ and how the approach we’ve taken with Be-IQ helps inform how employees engage, and stay engaged, with their retirement plans. I also discussed the behaviours associated with long-term planning, and the […]

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The Psychology Of Deadlines

As tax year end comes round again, I revisited the blog I wrote this time last year on the subject of procrastination, and why investors put off making decisions about money. For as long as I can remember, I’ve had an interest in why people procrastinate, as well as the psychology of deadlines1, and how, […]

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The power of confidence

In 2015, 33 million people neglected to save or invest any money into an ISA, therefore missing out on the opportunity to capitalise on their annual tax free allowance. We know there are a multitude of reasons why this group of 33 million have not, will not, cannot, even should not, put their money into […]

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